SAN FRANCISCO — Stripe, the San Francisco payments provider and one of the world’s most valuable private start-ups, hired Goldman Sachs and JPMorgan Chase this week to advise it on a potential public listing in the next year, two people with knowledge of the matter said.

If a listing moves forward, Stripe’s public debut would be among the largest and most anticipated in its class of start-ups, potentially reopening the moribund public markets to new offerings.

Stripe told employees on Thursday that it was considering multiple routes to letting its shareholders cash out within the next 12 months, the people said. The possible routes include a direct listing, in which the company would publicly list its shares but not issue new ones; a tender offer, in which it would sell employee shares to outside investors but not go public; or a regular initial public offering, the people said.

The Information earlier reported on Stripe’s plans.

Investors valued Stripe, which was founded in 2010 by the brothers John and Patrick Collison, at $95 billion in 2021. Last year, amid market tumult for tech start-ups, the company lowered its internal valuation by 28 percent to $74 billion and laid off 14 percent of staff, or just over 1,000 people.